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Get private medical assurance quotes on the Internet

August 24th, 2009

Are you looking for your individual private health insurance provider in Germany? Use the free insurance comparison, and find the best private medical insurance quote from the great number of assurance companies. On the market there are a lot of private health assurance offerers. On specific web pages you can find a gratis comparison of assurers and retrieve the best sickness assurance quote.

A private medical assurance provides special advantages:

Private patients see the doctors invoices and know how much is billed. So you can see how much the different items are. As a private insured, you can control the physicians invoices. Every German, who is not obliged to be a member of the statutory health insurance (GKV), can join the private health insurance. This applies to civil servants and business owners. In addition to employees, whose incomes are above the GKV insurance limit. The assurance limit is a gross salary of 48,600 Euros per year in 2009. Before choosing your German private health insurer, you should always ask for several quotations. That can be done on the Internet: www.privatekrankenkassen.org.

The monthly rates of the private medical insurance are only dependent on your specific assurance plan and are not calculated in accordance to your earnings. Private patients may get expensive medication and progressive therapy which is not available to members of the statutory health assurance. You can save contributions, if you agree to pay a fixed amount of the physicians costs by yourself. This is beneficial for healthy individuals who do not need regular medication.

A lot of assurance suppliers offer the option of making customization to the tariff of the active contract. That is very interesting when your individual requirements change over time. The German private sickness assurance usually offers better performance than the national medical insurance. Private medical insurance companies may also pay items, which are not paid by the statutory health assurance. This is dependent on your individual insurance plan.

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